About the founder
Loral Langemeier, Founder of Integrated Wealth Systems
Known as “The Millionaire Maker.” Author of nine books, host of the Real Money Talks podcast, and the founder who still teaches the company’s programs.
Loral Langemeier started her first business at 17, taught fitness to Chevron’s offshore oil-rig crews, and in 2001 founded the wealth-education company she still leads today as Integrated Wealth Systems. Known as “The Millionaire Maker,” she is the author of nine books and has hosted the Real Money Talks podcast every week since 2016, more than 470 episodes so far. This page is the company’s account of who she is, how she teaches, and where her method shows up in what we do.
- 2001Founded the company, as Live Out Loud, Inc.
- 9Books authored
- 470+Real Money Talks episodes, weekly since 2016
- Lake TahoeCompany home base: Zephyr Cove, Nevada
The company
Why Integrated Wealth Systems exists
Integrated Wealth Systems is the company Loral Langemeier founded in 2001 as Live Out Loud, Inc. It began in Novato, California, was teaching in Australia, South Africa and Canada within five years, and now operates from Zephyr Cove, Nevada, on the shore of Lake Tahoe. It is one continuous business with one founder. Live Out Loud and Integrated Wealth Systems are the same business at different points in its life, under two names.
The reason it exists is simple. The company’s premise is that information on its own does not change anyone’s finances; the change starts when a person acts on what they have learned. That is the working version of Loral’s principle “Say YES, then figure out how”: commit first, then work out the steps. So the company is built around doing: starting a revenue-producing activity, choosing a business structure, having the tax conversation, making the first investment decision, and doing all of it with other people in the room.
That is why the company describes its work as growing business and wealth by making money, keeping money and investing money, as a team. Every program on this site traces back to that sentence.
The method
How Loral teaches: the method behind the programs
Loral’s teaching is a handful of named ideas that she has used, in print and on stage, for more than two decades. Here is what each one means.
The Wealth Cycle
The Wealth Cycle is Loral’s framework for how money should move once you have it. She draws a line between income-producing assets and what she calls “lazy assets,” and the phrase she uses is “get off your lazy assets.” The idea is to redirect capital into assets that produce income, then use that income to acquire more of them, so the cycle feeds itself rather than waiting on a paycheck. Her 2007 book, The Millionaire Maker’s Guide to Wealth Cycle Investing, is the long version of this idea.
“Get off your lazy assets.”
The Cash Machine
A Cash Machine is a business built quickly from a skill you already have, with the specific purpose of generating new revenue now rather than after years of preparation. Loral’s point is that most people are already good at something other people will pay for, and that a new business does not need to be original to be useful. The Cash Machine funds the Wealth Cycle: its income is what gets invested. This is the subject of The Millionaire Maker’s Guide to Creating a Cash Machine for Life (2007) and, in a more personal register, Put More Cash in Your Pocket (2009).
Entity and tax strategy
Loral teaches business owners that how a business is structured, and how its income is taxed, shapes how much of what they make they actually keep. She treats entity choice and tax planning as part of the education, not an afterthought, and she is consistent that the decisions themselves belong with qualified tax and legal professionals. What she teaches is the vocabulary to have that conversation properly.
Wealth is a team sport
Loral’s position is that nobody builds wealth alone: you need mentors who have done it, peers who are doing it, and a professional team (tax, legal and financial professionals) who keep you honest. It is also why The Big Table, the company’s mastermind, puts those professionals in the room alongside its members.
Generational wealth (GenW)
GenW is Loral’s term for teaching families to build and pass on wealth together, including the children. Her 2022 book with Kyle Boeckman, Make Your Kids Millionaires, sets out the idea for parents; the GenW program carries it into practice.
Biography
The road here
- Mead, Nebraska
Raised on the family farm
Loral was raised on her family’s farm in Mead, Nebraska, and is a single mother of two.
- Age 17 to 19
First business, then a second
She started her first business at 17, a health and training venture, and was running a corporate wellness business by 19 while still in college.
- 1987 and 1989
Two degrees
She holds a 1987 business-finance degree from Nebraska Wesleyan University and a 1989 master’s in exercise physiology from the University of Nebraska at Omaha.
- Chevron years
Fitness on the oil rigs
Chevron then contracted her to teach health and fitness to offshore oil-rig crews near New Orleans, and she later led a program, with a professor from Louisiana State University, that built fitness centers on the rigs themselves. She spent about five years with Chevron and rose to a senior role in San Francisco.
- 1996 to 2001
Fully into money
From 1996 to 2001 she moved fully into money. She built a financial-coaching practice and became master distributor of Robert Kiyosaki’s CASHFLOW board game.
- 2001
Live Out Loud, Inc.
In 2001 she founded Live Out Loud, Inc. in Novato, California.
- Within five years
Three new countries
Within five years the company was running programs in Australia, South Africa and Canada.
- 2007
The Millionaire Maker Game
In 2007 she created the Millionaire Maker Game.
- Today
Integrated Wealth Systems
She leads that same company today as Integrated Wealth Systems, from the Lake Tahoe area of Nevada.
In print
Books
Loral Langemeier is the author of nine books. These seven are the ones you will see referenced across Integrated Wealth Systems programs:
- Guerrilla
WealthLoral Langemeierwith Jay Conrad Levinson2004Guerrilla Wealth
An early, tactical guide to building wealth with the resourcefulness of the Guerrilla series.
The Millionaire Maker: Act, Think, and Make Money the Way the Wealthy Do
The book that shares her nickname; it sets out the Wealth Cycle and the mindset behind it.
The Millionaire Maker’s Guide to Wealth Cycle Investing
A deeper treatment of moving money from lazy assets into income-producing ones.
The Millionaire Maker’s Guide to Creating a Cash Machine for Life
How to turn an existing skill into a fast-revenue business.
Put More Cash in Your Pocket: Turn What You Know into Dough
A plain-spoken version of the Cash Machine idea for anyone with a skill and not much time.
Yes! Energy: The Equation to Do Less, Make More
The book behind her “Say YES, then figure out how” principle.
“Say YES, then figure out how.”
Loral Langemeier 
Make Your Kids Millionaires
A parent’s guide to raising financially capable children, and the foundation of GenW.
Media
On screen and on air
Loral’s media work runs from the mid-2000s to the present. She was a featured teacher in the 2006 film The Secret, credited as “Self – Financial Strategist.” From roughly 2006 to 2010 she was a recurring money expert on Dr. Phil. In April 2007 she sat on the panel of CNBC’s The Millionaire Inside, hosted by Erin Burnett, alongside David Bach, Barbara Corcoran and Phil Town. She appeared on The View in November 2009. In print, REP. Magazine profiled her as “The Entrepreneur Maker” in May 2006, and USA Today quoted her in August 2006.
Since 2016 she has hosted Real Money Talks, a weekly podcast that has passed 470 episodes. It is the most direct way to hear how she teaches, in her own words, before joining a program.
Appearances and mentions
- The Secret (2006)
- Dr. Phil
- CNBC · The Millionaire Inside
- The View
- REP. Magazine
- USA Today
- Real Money Talks
Recognition
Recognition and giving
Awards
- 2008 · Distinguished Alumni AwardThe University of Nebraska at Omaha’s College of Education gave Loral its Distinguished Alumni Award in 2008.
- 2013 · National Woman of the YearDelta Zeta named her National Woman of the Year in 2013.
Giving
Her giving centers on education. The Loral Langemeier Scholarship and the Loral Langemeier Grant support students and emerging entrepreneurs; the February 2026 Scholarship winner was Doua Elamin of Indiana University, and the Grant went to Whittney Tom of UC Berkeley.
In 2010 she created Serve Out Loud, a financial-literacy program for United States veterans. She has also supported youth and education causes, including the Boys & Girls Club.
Programs
Inside the programs
Her method is not a backdrop to the company’s programs; it is their structure.
“Wealth is a team sport.”
The Big Table
The company’s mastermind, and the “team sport” principle in practice: entrepreneurs and investors working on real decisions with Loral, with each other and with a team of professionals, including CPAs and attorneys, in the room.
The Millionaire Intensive
A live online event, led by Loral, for entrepreneurs who want to make more money and grow their businesses; its curriculum covers the Wealth Cycle, the Cash Machine, teams and systems, and corporate structure.
GenW
Where generational wealth moves from a book to a family plan: building and protecting wealth with the next generation involved.
Ask Loral
The platform at askloral.com where anyone can submit a money question, on taxes, investing or business entities, and get an answer; it is the simplest first step for someone who is not ready for a full program.
All programs are educational. They teach frameworks and vocabulary; the decisions, and the professionals who advise on them, remain the participant’s own.
FAQ
Frequently Asked Questions
What does Integrated Wealth Systems teach?
Integrated Wealth Systems teaches business owners and families how to make money, keep money and invest money, and to do it with a team. The curriculum is built on Loral Langemeier’s frameworks: the Wealth Cycle, the Cash Machine, entity and tax strategy, and generational wealth. All programs are educational and do not provide individual investment advice.
Who are Integrated Wealth Systems programs for?
The programs are designed for business owners, entrepreneurs and families who want a practical financial education rather than theory alone. The Millionaire Intensive is a live online event for entrepreneurs who want to grow their income and their businesses, The Big Table is a mastermind for entrepreneurs and investors, and GenW is for families building wealth across generations.
What is the Wealth Cycle?
The Wealth Cycle is Loral Langemeier’s framework for moving money out of “lazy assets” that sit idle and into assets that produce income, then reinvesting that income to acquire more. It is set out in The Millionaire Maker (2006) and expanded in The Millionaire Maker’s Guide to Wealth Cycle Investing (2007).
What is a Cash Machine?
A Cash Machine is a fast-revenue business built from a skill you already have. The purpose is to generate new income quickly, which then funds the Wealth Cycle. Loral Langemeier described the approach in The Millionaire Maker’s Guide to Creating a Cash Machine for Life (2007) and Put More Cash in Your Pocket (2009).
Does Loral Langemeier still teach at Integrated Wealth Systems?
Yes. Loral Langemeier founded the company in 2001 as Live Out Loud and leads it today as Integrated Wealth Systems. She teaches in The Big Table, the Millionaire Intensive and GenW, answers questions through Ask Loral, and hosts the weekly Real Money Talks podcast.
Where is Integrated Wealth Systems based?
Integrated Wealth Systems is based in Zephyr Cove, Nevada, in the Lake Tahoe area near Reno. The company was founded in Novato, California, in 2001 and expanded internationally to Australia, South Africa and Canada within its first five years.
Start here
Learn the method from the person who built it
Integrated Wealth Systems exists so that financial education ends in action rather than notes. The easiest way to start is to listen: Real Money Talks is weekly and in her own voice. When you are ready, explore the programs and pick the one that matches where you are. For the full story of her career beyond the company, read her full biography on lorallangemeier.com.