The Most Tax-Efficient Salary: How Business Owners Pay Themselves Right
I get this question more than almost any other on AskLoral.com. “How do I pay myself? How do I pay my kids?” Business owners ask it like there’s a formula […]
How Full-Time Students Make Real Money Without a Job
Nobody taught you this in orientation. Nobody will teach you this in class. The system you are sitting in right now is designed to train you for a job, not […]
How to Pay Yourself the Most Tax-Efficient Way as a Business Owner
Most business owners are paying themselves incorrectly. Not a little wrong. A lot wrong. And the IRS is perfectly happy to let them keep doing it. The most common mistake? […]
How Much Money Do You Need for Generational Wealth?
People ask me this question more than almost any other. How much money is generational wealth? The real answer has nothing to do with a number and everything to do […]
What a Tax Planning Strategy Actually Is (And Why You Don’t Have One)
Most of you don’t have a tax planning strategy. You have a box. You live your whole year, put all your behaviors and receipts metaphorically in that box, and hand […]
How to Reduce Tax Liability: The Corporate Structure Shift
Most of you have an invisible pain. It’s called paying the IRS whatever you owe at the end of the year, instead of being strategic throughout the year. That’s a […]
How Long Does It Really Take to Build Wealth?
The answer might surprise you, and it has almost nothing to do with how hard you work. Most people think building wealth is about working harder, saving more aggressively, or […]
Stop Going It Alone: The Team-Based Strategy Behind Every Million-Dollar Net Worth
Let’s get something straight: the phrase “self-made millionaire” is one of the most misleading ideas in personal finance. It glorifies isolation, romanticizes struggle, and quietly convinces millions of people that […]
Stop Saving, Start Building: The Financial Framework That Creates Real Millionaires
Let’s talk about Matt. He’s 33, earns $112,000 a year, carries no debt, maxes out his 401(k) and Roth IRA, and owns his home outright. By most conventional metrics, he’s […]